Construction & Renovation Financing
Structured Capital to Build Your Dream Home or Execute Major Renovations
Building a custom residence or completing a comprehensive property renovation requires specialized loan structuring that manages contractor draws, architectural approvals, and transition to permanent financing. Channel Islands Mortgage Services provides custom construction financing solutions for homeowners, builders, and developers.
Construction Financing Programs
- Single-Close Construction-to-Permanent Loans: A streamlined loan that finances initial land purchase and construction costs, then automatically converts into a permanent long-term mortgage upon completion—requiring only one closing and one set of closing costs.
- Two-Close Construction Loans: Short-term interim construction financing followed by a separate permanent loan closing upon completion.
- Major Renovation & Remodel Loans: Capital to complete additions, structural overhauls, or extensive modernizations.
- Spec Construction & Builder Lines: Customized financing for residential builders and real estate developers.
How We Support Your Build
We work directly with your general contractor, architect, and inspector to ensure draw schedules are established clearly and disbursements are executed on time, keeping your project moving smoothly from breaking ground to final occupancy certificate.
Plan Your Custom Build With Robert Clark
Call: (805) 652-6932 | Email: [email protected]
NMLS #440892 | Company NMLS #2621592